This is not a picture.

$237.79

earned so far, on a $230,903.10 sample portfolio

AAPL · Reinvest — $3.6773 of $38.61

61.9%

MSFT · Stream — $17.2174 of $180.77

28.57%

MSFT

$111,826.00

Stream

AAPL

$34,515.00

Reinvest

NVDA

$28,267.20

Cash early

GOOGL

$24,168.00

Reinvest

Next ex date · GOOGL · Sep 18

0%

Most of the pool that can ever be lent out

Written into the code

0%

Most you can borrow against your stock

A loan is closed out at 65

0%

The only fee, for getting paid early

Goes to the pool

0

Days between getting paid and buying more

Same transaction

A live portfolio. Portfolio value, earned income, and the next ex date — updating every second.

Open streams. Each dividend drips in separately. Watch AAPL reinvest and MSFT stream in real time.

Holdings at work. Every position names its mode: stream it, reinvest it, or take the cash early.

Four moves, one deposit

The stock never moves. The dividend becomes something the protocol can act on the day you qualify — weeks before the company would send it.

Apple

AAPL

Stock token · Stays put

150.00

The dividend · $0.26 a share, every second

Early

Cash today, minus 1%

Stream

A little every second

Reinvest

Buys more of the stock

Borrow

Pays your loan interest

You deposit a stock. It stays yours. You can take it out any time. Nobody sells it, locks it up or lends it out unless you ask. Depositing is how you tell Aera you want your dividends handled the new way.

The dividend splits off. The ex date is the day you must own a stock to get its next payout. On that day, Aera treats the payout as its own thing. The stock does not move. The money is now something the protocol can act on, weeks before the company would send it.

You get it now. No three week wait. Take the whole payout today for a 1% fee. Or let it drip into your wallet a little every second, and collect it whenever you like.

It goes to work. Cash today. A steady drip you collect at will. More of the same stock, bought for you as the money lands. Or a loan against your stock that the dividends pay down. One deposit, four choices.

Keep it, borrow on it, or sell the dividend

Four of these never touch your shares. The dividend becomes a steady drip, more stock, or a way to pay a loan, and the share stays whole. Split is the one that does touch the share, and only if you ask it to.

Module 01

21days early

Get paid the day you qualify, not three weeks later.

Most companies pay a dividend about three weeks after you qualify for it. Aera pays you on day one. A pool of USDG fronts the money and takes 1% for doing it. That 1% goes to the people who put cash into the pool.

See the pool

One feed per stock

Every supported stock has its own live Chainlink price feed on Robinhood Chain. If a stock has no feed, it is not listed. Nobody types a price in by hand — see live numbers in the app.

4 paying right now
StockDividend / shareNext ex dateStatus
Oracle Corp logoORCLOracle Corp
$241.20$0.500.83%Sep 25Announced
Microsoft Corp logoMSFTMicrosoft Corp
$508.30$0.830.65%—Paying now
Apple Inc logoAAPLApple Inc
$230.10$0.260.45%—Paying now
Micron Technology logoMUMicron Technology
$112.60$0.120.43%Sep 29Paying now
Alphabet Inc logoGOOGLAlphabet Inc
$201.40$0.210.42%Sep 18Announced
Meta Platforms logoMETAMeta Platforms
$748.60$0.530.28%—Paying now
NVIDIA Corp logoNVDANVIDIA Corp
$176.67$0.010.02%Sep 22Announced
Tesla Inc logoTSLATesla Inc
$329.50———No dividend
Amazon.com Inc logoAMZNAmazon.com Inc
$228.90———No dividend
Coinbase Global logoCOINCoinbase Global
$302.75———No dividend
Palantir Technologies logoPLTRPalantir Technologies
$154.80———No dividend
CoreWeave Inc logoCRWVCoreWeave Inc
$118.40———No dividend
Advanced Micro Devices logoAMDAdvanced Micro Devices
$168.30———No dividend
Intel Corp logoINTCIntel Corp
$24.15———No dividend
SanDisk Corp logoSNDKSanDisk Corp
$54.20———No dividend

No price feed, no listing

If a stock has no live Chainlink price on this chain, it is not listed. It does not matter how popular it is.

Old prices stop trades

If a price is more than an hour old, or reads zero, trading in that stock pauses. The system never guesses.

Every trade is checked

Each swap is checked against the live price before it goes through. If the deal is bad, the trade is cancelled.

Aera

Let the dividends do the work.